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FNS40821 Assessment Answers: Path to Unlock Opportunities in the World of Finance

Are you looking to embark on a rewarding career in the finance industry? Look no further than the FNS40821 assessment answers. This comprehensive qualification equips individuals with the essential knowledge and skills to excel in the dynamic field of finance and mortgage broking. Whether you aspire to work independently or within a financial institution, this course paves the way for a successful and fulfilling career. Let’s delve deeper into what this course entails and the exciting opportunities it offers.

FNS40821: What Course It Is?

The FNS40821 Certificate IV in Finance and Mortgage Broking is a nationally recognized qualification that prepares individuals for roles in the finance and mortgage broking sector. It is designed to develop the necessary theoretical and technical expertise to work effectively in this ever-evolving industry.

This course empowers learners with the skills to provide guidance and advice to clients seeking finance and mortgage solutions. Individuals with this qualification can work autonomously and make informed decisions while executing routine activities related to mortgage and finance broking. The program covers a wide range of topics, including financial analysis, loan products, compliance regulations, customer service, and ethical conduct.

FNS40821 VS FNS40820: Usage Recommendation

FNS40821 Certificate IV in Finance and Mortgage Broking supersedes and is equivalent to FNS40820 Certificate IV in Finance and Mortgage Broking. While both qualifications provide individuals with the necessary skills and knowledge to work in the finance and mortgage broking industry, FNS40821 represents the updated version of the course. This means that FNS40821 incorporates any changes or updates in the industry and aligns with the most current standards and practices. By completing FNS40821, students can be confident that they are equipped with the latest industry-relevant skills and are prepared to meet the demands of the finance and mortgage broking profession.

You Can Also Read:- Mastering INFS2005 Accounting Information Systems Assessment Answers: From Novice to Expert

FNS40821 Case Study Assessment:

You are working as a mortgage broker for a reputable financial institution. A client, Mr. Johnson, approaches you seeking advice on refinancing his home loan. He currently has a variable rate loan with another lender and wants to explore the possibility of securing a better interest rate. Mr. Johnson provides you with his financial documents, including income statements, asset details, and his current loan terms. Your task is to analyze his financial situation, assess the viability of refinancing, and provide recommendations based on your findings.

FNS40821 Report Assessment

Imagine you are working as a finance consultant for a mortgage broking firm. You have been assigned to prepare a report evaluating the impact of recent regulatory changes on the finance and mortgage broking industry. Your report should include an analysis of the key changes, their implications for industry professionals, and recommendations on how mortgage brokers can adapt to ensure compliance and maintain customer satisfaction. Present your findings in a structured report format.

FNS40821 Assessment

You are working as a finance consultant and have been approached by a client, Ms. Anderson, who is considering purchasing a new property. She wants advice on the different types of loans available and their suitability for her financial situation. In your role as a finance consultant, analyze Ms. Anderson’s financial circumstances and recommend the most suitable loan options for her. Provide justification for your recommendations based on her needs, financial goals, and risk tolerance.

FNS40821 Essay Assessment

Discuss the role of ethics and professionalism in the finance and mortgage broking industry. Explain the importance of ethical conduct and professional standards for finance professionals, and discuss how the FNS40821 Certificate IV in Finance and Mortgage Broking prepares individuals to uphold these principles. Provide examples and real-life scenarios to support your arguments.

FNS40821 Literature Review Assessment

Conduct a literature review on the importance of continuous professional development (CPD) for finance and mortgage broking professionals. Analyze the existing literature to explore the benefits, challenges, and strategies associated with CPD in the context of the FNS40821 Certificate IV in Finance and Mortgage Broking. Critically evaluate the role of CPD in maintaining industry competence, enhancing career prospects, and meeting regulatory requirements. Support your arguments with relevant research studies, industry publications, and scholarly articles.

FNS40821 Assessment Answers: Core Topics

The core assessment topics in the FNS40821 Certificate IV in Finance and Mortgage Broking include:

• Mortgage and Finance Industry Knowledge: Assessing understanding of industry roles, regulations, compliance, and ethical standards.
• Loan Products and Structures: Evaluating knowledge of loan types, interest rates, fees, repayment options, and features to recommend suitable options.
• Loan Application and Assessment: Testing skills in processing applications, conducting credit checks, assessing borrowing capacity, verifying documentation, and preparing submissions.
• Loan Settlement and Post-Settlement Activities: Assessing abilities in managing settlements, ensuring compliance, and handling post-settlement tasks like variations and refinancing. Get assessment help on this topic if you find it overwhelming.
• Client Engagement and Relationship Management: Evaluating skills in communication, customer service, understanding client needs, providing advice, and managing expectations.
• Risk Management and Compliance: Testing understanding of risk management principles and compliance requirements in the industry.
• Professional Practice: Assessing professionalism, ethics, and adherence to industry standards, including professional conduct, confidentiality, and ongoing professional development.

These core assessment topics ensure learners have the necessary knowledge, skills, and ethical standards to succeed in finance and mortgage broking. Completion of the FNS40821 Certificate IV in Finance and Mortgage Broking qualification demonstrates proficiency in these areas, preparing individuals for a career in the industry.

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FNS40821 Certificate IV in Finance and Mortgage Broking: Your Gateway to Success

The FNS40821 Certificate IV in Finance and Mortgage Broking is a comprehensive qualification that equips individuals with the knowledge and skills necessary to excel in the finance and mortgage broking industry. It reflects the evolving roles and responsibilities within the field, ensuring learners are well-prepared to meet industry demands. By completing this certificate, individuals gain a solid foundation in mortgage and finance broking, enabling them to work autonomously, exercise judgment, and provide valuable services to clients. Whether pursuing a career in finance or seeking professional development, the FNS40821 Certificate IV in Finance and Mortgage Broking offers a pathway to success in this dynamic industry.

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FNS40815 Assessment Answers - Questions | Assessments | Approaches

Table of Contents

An In-Depth Explanation of Certificate IV in Finance And Mortgage Broking!

Frequently asked questions in fns40815 assessment , different assessments that students need to perform in fns40815 course, approaches to solve the certificate iv in finance and mortgage broking.

• Can't Solve FNS40815 Assessment Answers? Get Help from the Expert!

Have you spent hours on the internet searching for  FNS40815 assessment answers  and still have not find any solution? 

Don't worry! In this blog, you will get the answers and approaches to solving the FNS40815 assessment easily. If you read this blog further, you will be able to learn about certificate iv in finance and mortgage broking. 

Firstly, let's know from where this course originated and why there is a need to study this subject. Kaplan Business School of Australia is one of the institutions in which Certificate IV in finance and mortgage broking is studied. This course is best for students who want to get excel in finance and mortgage. In this course, the new students and the finance and mortgage service providers can take admission to achieve professional growth. 

While writing the FNS40815 assessment answers, students learn about the requirements of the loan and how to present it in front of the customers. It also helps the students to know about the technique through which they can participate in the broking system and present the solution to the clients. This also increases the efficiency of handling the responsibilities and code of practices. So, Certificate IV in finance and mortgage broking gives a lot of information about finance and mortgages. If you also want to study more about it, you can read this blog further. So, let's get started and learn more about this interesting subject. 

There are many subjects through which a student can learn about finance and mortgage. But, if you study this subject, you might get help to achieve your dream house in Australia. It will also help you to build a relationship with the clients, lenders, and third-party referrers. But to become a mortgage broker, you need to apply for memberships in different associations, such as the Mortgage and Finance Association of Australia and Finance Brokers Association of Australia. These memberships will surely help you to learn the techniques and tips to get your own house. So, those students who want to learn about finance and mortgage broking need to achieve this Certificate IV and also complete the mortgage broker course. 

While learning about this course, students need to write the assignments and answer multiple questions. But often, they get confused after reading the question and start spending their hours on the internet to get the query solved. Sometimes, they prefer to get  homework help  from the experts. In such cases, Global Assignment Help is a reliable platform available for students to help them with such difficult subjects. Also, the writers try to give solutions on how to write the answers to questions that are frequently asked vis such informative blogs. So, let's know what questions are asked while writing FNS40815 assessment answers and how to solve them concisely and clearly. 

The following questions are frequently asked by students while doing the FNS40815 assessment. 

Question 1:  Mention the methods to grow networking of the five-point plan successfully. 

Answer 1 : While taking a loan, every client has different perspectives and preferences. So, the broker must tell their client every policy and set the requirements according to their preferences. 

Question 2 : Why is it important to provide laws to the clients to regulate the businesses? 

Answer 2:  The laws for clients are important because if something wrong happens, they have the authority to sue the person and make any charge against them.

Question 3:  List down some guidelines to improve the quality of services to potential clients. 

Answer 3: Many risks are associated with the broker's community, and the client also fears getting involved in any of the situations. So, to get the trust of the customers, it's the broker's responsibility to take steps to satisfy the clients. Firstly, the broker needs to break all the myths about them by giving satisfactory service. After that, he needs to prove the process honestly. 

So, these are some of the questions that can provide  case study help   for Certificate IV in finance and mortgage broking. By reading these questions and answers, you must have gotten glimpses of  online assignment help experts and how they write the whole assignment like a pro. After getting the solutions for this query, many students still ask- how to complete activities that fall under FNS40815 assessment answers. So, let's know how to get pro in completing these activities.

Not only questions need to be solved in Kaplan certificate iv in finance and mortgage broking assignment ; there are many kinds of activities that students need to perform and answer well in the FNS40815 assessment. Some assessments should be answered like given below to secure high grades.

Let's know each of them in detail.

These are the assessments that are given to write the FNS40815 assessment answers. You need to give the answers in the boxes with the help of the approaches. So, for knowing the approaches scroll down the page and know how to write these answers significantly. 

Some students do not know how to solve Certificate IV in Finance And Mortgage Broking FNS40815. For them, here are the approaches through which they can solve the questions. 

Approach 1: Executive Summary

It is the first paragraph of the FNS40815 assessment answers. Here, you need to write in a very concise way. Also, you need to include the context regarding the company, product, and services. 

Approach 2: Situational Analysis

There are different methods through which the company's situational analysis is done. These are the SWOT and PESTLE of the company, and you need to be thorough with these business analytical tools for writing better FNS40815 assessment answers. 

Approach 3: Competitive Analysis

In this section, you need to explain the strengths and weaknesses of the other companies. If you do not know them, make sure to read about the competitors or ask the subject experts. 

Approach 4: Marketing Goals

Businesses always identify the future by seeing the previous year's strengths and weaknesses. You should know the growth of the business, rate of sales, number of employees, and new opportunities for the company to write FNS40815 assessment answers.

Approach 5: Market Segmentation

In this section, you should include how the company has segmented its potential customers into different stages. This way, you will understand the target audience, consumer behavior, and implemented plan. 

So, these are the approaches through which you can easily solve the Certificate IV in Finance and Mortgage Broking assessment. So, whenever you write an assignment on this subject, use these approaches.

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Certificate IV In Finance And Mortgage Broking: Overview And Assessment

1,629 Words Published On: 21-06-2021

In this document the information has been provided to fill Certificate IV for Mortgage Loan. Due to lack of information number of fields have been left vacant. It is important to note that the monthly food and other expenses have been assumed to complete the document (Reed, 2016). In respect of various fees where no particular information has been given it has been assumed no such fees are required to be paid for the mortgage loan.   

Exercise: Glenworth Net Disposable Income ratio (NDI) for the applicant is 0.61 (as can be seen in the calculation

Maximum borrowing capacity for these applicants is $500,000.

Credit guide is to be used to obtain borrowers instructions.

In Property Registration office in NSW titles interests are registered. Option (b) is the correct option.

Upfront after settlement:

Upfront after settlement of 0.715% is to be paid which will be (450000 x 0.715%) = $3,217.50 (Mailer, 2015).

Ongoing each month:

The largest monthly payment would be (450000 x 0.165%) = $742.50.

Task 1: Loan application: 

Assets and liabilities:  

Task 1: Loan Application:

As requested the “offset” account is a special account where,

A borrower’s saving bank account or transaction bank account is linked with his home loan account to ensure payment of less interest on the home loan. The proportion of account balance, i.e. savings account or transaction, is offset against the home loan of the borrower on a regular basis and only the difference between the loan amount and the offset amount is considered for charging interest (Liu & Roca, 2015).

No details regarding the International Passport is available thus, no information in international passport segment (Campbell & Cocco, 2015). 

Campbell, J. Y., & Cocco, J. F. (2015). A model of mortgage default. The Journal of Finance, 70(4), 1495-1554.

Liu, B., & Roca, E. (2015). What drives mortgage fees in A ustralia?. Accounting & Finance, 55(3), 861-880.

Mailer, C. (2015). The Frankenstein Mortgage: Conceptual inconsistency and the quest for legal coherence in the Torrens system.

Reed, R. (2016). The relationship between house prices and demographic variables: An Australian case study. International Journal of Housing Markets and Analysis, 9(4), 520-537.

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FNS40815 Certificate 4 in Finance and Mortgage Broking Assessment Tasks Assignment Question

Total marks possible 50

Assume you are now a mortgage broker and you are either working as an independent contractor, or are self-employed or about to open a franchise. Assume you have two other staff members working with you. Their roles are your choice.

Using the template we have provided as a guide, prepare a basic business/marketing plan outline for your business, for the next 12 months, incorporating the following activities:

- Developing professional relationships - Networking - Prospecting for clients - Marketing ideas - Client retention

Guidelines -

• You must type your marketing/business plan ie. construct it as a document on your PC and save either as a doc or pdf file. A minimum of 4 typed pages is expected.
• You will not need to provide any budgeting estimates for the purpose of this Exercise but you are welcome to do so
• You will not be judged on your typing or word processing ability
• The marketing plan template we have provided is for guidance only – you do not need to provide information for all of the points outlined unless you feel they are relevant and you do not need to follow the template we have provided if you already have your own business plan document or template to follow
• You will not be judged on your skill as a marketing expert but on the evidence of your understanding of the points below
• If you still feel unsure where to start with your business/marketing plan, then you should Google this to get a feel for what different plans can incorporate. We want to know what strategies you would use in order to succeed as a broker.

Points you must cover -

• How do you envisage being able to apply your knowledge, skills and understanding to enable clients’ needs and expectations to be met and how will you incorporate the functions associated with the provision of a quality, professional practice to those customers.
• How do you envisage you will develop, nurture and maintain professional relationships with clients, colleagues and other referrals in order to complete work tasks, further the reputation of the organisation or your company, as well as the profession generally, and improve long term relationships and sales.
• How do you envisage you will establish contact and then build rapport both in your own industry and within other finance industries incorporating sales and presentation skills as well displaying an industry-knowledge of regulations, disclosure and selling.
• How do you envisage identifying and contacting potential client prospects through use of networks, leads and research skills.

So just repeating …

Overleaf is the template mentioned which we have provided for guidance only – you do not need to provide information for all of the points outlined unless you feel they are relevant and you do not need to follow the template we have provided if you already have your own business plan document or template to follow. The template is provided to make it easier for you.

You can use the template as a guide or you can design your own business/marketing plan.

If you do not feel that you have sufficient knowledge to construct a business/marketing plan, you will need to search on the internet for assistance.

If you are going to be working for a company who has their own business plan, you can utilise the ideas within that plan PROVIDED THAT, you customise it to suit your own situation, your own anticipated methodology and your own ideas for how YOU are going to succeed in the finance industry ie. what strategies will YOU utilise.

1. Executive summary

Executive Funding is an outstanding mortgage brokerage firm that focuses on serving the lending needs of individual homebuyers, builders, and real estate professionals. The ability to access a full range of mortgage sources and dedicated to offering the best terms, costs, and rates in meeting the client's unique needs.

The objectives are to offer comprehensive mortgage broker services through focused personal and specialized services to meet the customer's specific needs. The aim of the franchise will need to become profitable in serving real estate investment opportunities. There will be the development of solid corporate identity in the specific target market and the brokerage realizes its positive return on investment in the first year.

2. Situation analysis

Executive Funding focuses on providing superior personal services to the home buyers where the franchise will provide 70% of the services to the repeat clients and their referrals. The business will not just quote but determine the customer's financial goals. Access to hundreds of loan programs allows arranging the best services for the company. The strengthening of the area's economy and the lower interest rates as more homeowners are looking to purchase homes (Meredith & Darroch, 2018). There is a boost in real estate firms contributed by the changing attitudes of homebuyers. The targeted market area will be the Old Town area where there is potential growth and stability.

2.2 P.E.S.T analysis

What are the major factors that will have the greatest impact on your mortgage broking business? For assistance you may wish to refer to the various research reports written by organisations like Australian Prudential Regulation Authority (APRA) – www.apra.gov.au ; Consumer Credit Legal Centre (NSW) - www.cclcnsw.org.au ; Goldman Sachs - www2.goldmansachs.com ; or Macquarie - http://www.macquarie.com/au/corporate/expertise?expertise=research . These are just some suggestions, the internet is a huge source of research reports.

What are the major factors that will have the greatest impact on your mortgage broking business? Examples include: interest rates, First Home Owners Grant, inflation rates, wage movements and unemployment.

2.3 Competitive analysis

2.4 Market analysis

3. Marketing goals

What do you want to achieve from your marketing? Your marketing goals are your key anticipated outcomes of the marketing activities you plan to conduct during the ‘life’ of your marketing plan. Ensure your goals are easily quantifiable, as this will allow you to measure their success. A summary of the marketing goals is included in the table below:

4. Marketing strategy

Your overall marketing strategy should be explained in this section. Don’t be specific in any particular areas – instead provide an overview of the marketing strategy your business will employ.

Example strategies include:

(a) Market penetration: encompasses focusing on increasing lending volumes to existing markets.

(b) Market development: is where you offer your existing services to new markets. This might be via geographic expansion or by directing marketing efforts at new market segments.

(c) Product development: is when you develop new products to better serve existing markets.

(d) Diversification: is the process of taking your business into new products and also new markets.

(e) Retrenchment: involves removing or selling off parts of the business or product lines.

Some other considerations include:

(a) Niche marketing strategies

(b) New product opportunities

(c) Matching services offered to chosen market segments

(d) Customer acquisition via customer retention.

This section should be written like a conclusion – bringing all the various sections together to create a clear picture of the total marketing strategy your business will employ.

1. Market segmentation

Marketing Segmentation

The home buyers for the Executive Funding will be divided into two groups: First-time homeowners which is the bulk of new construction of Old Town that is directed toward first-time homeowners. The second group will be residential refinancing through purchasing, construction, investment properties, remodeling, and debt consolidation. The market analysis indicates that the growth of potential customers will be 15% for first-time homeowners, 10% of residential refinancing, and other home buyers taking about 7%.

The target market segment strategy will involve the mortgage brokerage franchise getting better at focusing on specific market segments that match the company's offerings. The key to the business future will be on targeted segments. The focus will be on marketing messages and the brokerage services offered through developing messages and advertised to potential customers (Barrow, Barrow & Brown, 2018).

Strategy and Implementation

Executive Funding will be focusing on mortgage broker needs from the Old Town section and the surrounding areas. The target customers will be first-time buyers and existing homeowners who may be interested in refinancing.

The competitive edge is based on the 6,000 satisfied customers to continue making referrals to the brokers. The city has estimated growth by 15% annually for the past 10 years and population over 500,000 thus putting new construction valuation at 1 billion dollars on home sales by next year.

In conclusion, the management of the franchise mortgage brokerage firm will be having both brokers being equal partners in the firm. The financial plan will finance growth through cash flow. The important factor for Executive Funding is closing sales days between sellers and buyers.

Market segmentation refers to dividing or breaking apart the total market of all prospective borrowers into smaller, more manageable segments. Common segmentation criteria include age, education level, family lifecycle, occupation, religion, race, geographic boundaries, lifestyle, etc.

5.1 Target market(s)

Your target markets are sub-markets of your main market. The selection of these markets and their relationship to each other is entirely dependent on your marketing strategy. For example, if you’ve segmented the total market based on “loan type required” and you have decided to target borrowers requiring professional packages for example, then your target markets may include accountants, doctors, solicitors and financial planners. However, had you segmented the total market of all prospective borrowers based on occupation (for example, targeting those in the medical industry), then your target markets might include those requiring professional packages, investment loans, owner occupied loans or bridging loans.

The markets selected are interchangeable, so it is important to choose your market segment carefully. By first dividing the total market into segments and then dividing that segment into target markets you are able to identify the unique requirements of your prospects in these sub-markets.

6. Market positioning

Your brand should reflect your market position and your market position should reinforce your brand. For example, if your market position was “experts in young family lending”, then your branding might include a photo of a young girl flying a kite with her parents. Perhaps your business name might be “Your Future Home Loans” and your logo would be fun and upbeat. What is the one ‘aspect’ you want your chosen market segment to think of when they see or hear your business name? The answer to this question becomes your positioning statement:

Put some thought into your market position, because it will have a profound effect on the long-term success of your mortgage broking business.

7. Marketing tactics

This section contains the more practical aspects of your Marketing Success Plan, such as services offered, commission levels and promotional techniques employed.

7.1 Product strategy

In this section, describe the exact “finance products” you will offer. For example, residential mortgages, commercial mortgages, leases, personal loans, etc.

Describe how these products fulfil the needs of your market segment. For example, if you were targeting the professional market, then you might only offer professional packages, investment loans and commercial mortgages. You might refer all other business to another mortgage broker that has agreed to refer your target audience back to you.

Also, mention the make-up of your lender panel. Are all required “borrower-types” covered by your lenders?

7.2 Service strategy

In this section, you detail your service process and how this will integrate into your marketing strategy. For example, if you are targeting the professional market, you might conduct lunchtime interviews at your client’s place of work. Instead of providing movie tickets as an approval gift, you might give a branded compendium. Make sure your service process ties into your overall marketing strategy.

7.3 Pricing strategy

(a) Do you charge brokerage fees, receive commissions or a combination?

(b) What is your average lender commission rate (upfront and trail) and average brokerage fee?

(c) Do you receive any volume bonuses from your aggregator or franchisor?

(d) Do possible biases exist in relation to differing commissions?

(e) Do you pay referral fees for introductions from strategic alliance partners?

(f) What is the average size of mortgages in your geographic location?

7.4 Distribution strategy

(a) You should describe how your service is delivered to your target markets.

(b) Explain the distribution methods you are employing and justify your choices.

(c) Do you have an internet presence?

(d) Do you have mobile lenders with the ability to function efficiently in client’s homes?

(e) Do you have public offices with private interview rooms?

(f) Are there any other specific distribution channels that would be appropriate for your particular business? For example, if you target high level managers from a few key companies perhaps you could hire an interview room within their building for a day each week.

(g) How do your distribution channels fit into your overall marketing strategy?

7.5 Promotion strategy

Your promotion strategy explains how you will promote your brand and services to your chosen market segment. It is the tools used to achieve results.

Following are some possible marketing tactics you might consider:

• Brochures / flyers þ Seminars / workshops
• Newsletters þ Conferences / public speaking
• Posters þ Media releases
• Direct mail letters þ Advertising
• Sponsorships þ Web-based marketing
• Trade shows / exhibitions þ Video brochures
• Giveaways þ Telemarketing
• Coupons / free samples þ Catalogues
• Competitions / sweepstakes þ Strategic alliances
• Host beneficiary arrangements þ Point-of-sale merchandise
• Prospecting cards þ Information packages

7.6 People strategy

(a) What training needs to be undertaken to ensure your staff back-up your marketing messages?

(b) How will you communicate new marketing initiatives with your staff?

(c) How will you generate marketing ideas from your staff?

Remember the most important people in your marketing equation are your staff and clients – you need to consider both.

8. Research

8.1 Consumer research

(a) How will you monitor the changing needs and preferences of your clients?

(b) What methods will you employ to gain the insights you require?

(c) Who will be responsible for implementing the research findings?

(d) How will staff be encouraged to gain ongoing client insights? And how will they be rewarded?

(e) Will you use an external research company or consultant to assist in the design and delivery of research?

This section should detail systems that are in place for client feedback and reporting, that may result from service failure, product comment or bad service.

8.2 Market research

(a) How will you monitor trends in the economy? For example property sales, interest rates, lending volumes, consumer trends, etc.

(b) Are there any specific areas you need to monitor, because of your marketing strategy? For example, if you target non-conforming borrowers you would be interested in levels of financial hardship.

(c) How will you access industry trends? For example memberships of industry associations, aggregator’s newsletters, industry journals, networks and government departments.

Market trends are critical in the financial services industry, as companies need to evolve and adapt as major economic changes occur.

9. Consumer behaviour

In this section, you need to analyse the behaviours of mortgage consumers. Understanding the reasons why consumers patronise different lenders and brokers will give you a very powerful marketing weapon.

You will base your analysis on the results gained from the research activities detailed earlier. This section will address:

(a) Why borrowers use your mortgage broking service?

(b) What the perceived benefits of your service are?

(c) What are your client’s expectations and does your service meet their standards?

(d) How do you gain their loyalty?

(e) Why do your clients use your services over other mortgage brokers?

(f) What type of loan features most appeal to your prospects?

(g) How are choices made when deciding upon a mortgage broking service?

(h) Are borrowers typically presold on a brand or are they more impulsive?

(i) What activities do your prospects enjoy in their leisure time?

10. Marketing budget

For your own personal development, you can include a marketing budget here, but it is not required for the purposes of this exercise.

11. Evaluation

How will you evaluate the results achieved from your marketing activities? In order to evaluate effectively, you must set specific targets and time frames, so you can quantify the results.

Effectively, this section evaluates your success in achieving your marketing goals. It should also contain your strategies on how you will measure your success, contingencies if objectives aren’t met and a summary of ideal outcomes.

If some of the strategies aren’t working, attempt to determine the reason for failure. Is the strategy flawed? Is there a problem with implementation or timing?

12. Implementation plan

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Finance and mortgage broking management at helpwithassignment.com.

Mortgage broking nowadays is becoming very popular because of the liaisoning work between a customer and a bank. This is due to the fact that each bank has its own rules and regulations and a lot of paper work to take care of while giving out loans. Banks also have the responsibility of checking a person’s financial background before offering him a loan. With such a long and tedious protocol to follow, many customers who want to get mortgage loan might find it very difficult to handle the situation. With lot of paper work to follow both by bank and by the customer, it can be very confusing and sometimes a customer can forget to attach some important documents. This can result in delay or non-approval of loan.

To avoid such problems mortgage broking today has evolved as a profession to help customers identify the right bank which can offer mortgage loans. For more professional outlook many universities have started offering special diploma courses in finance and mortgage management. Universities such as Kaplan, Holmesglen, National Finance Institute Australia, The Malka Group, Australis College, AAMC Training Group, etc have started offering diploma courses in Finance and Mortgage Broking Management.

Subjects in Finance and Mortgage Broking Management

The core subjects of Finance and Mortgage Broking Management include

• Identification of Risk and Applying Risk Management Processes
• Develop and Nurture Relationships with Clients, Other Professionals and Third Party Referrers
• Preparation of Loan Application on Behalf of Finance or Mortgage Broking Clients
• Providing Finance and Mortgage Broking Services
• Presentation of Broking Options to Client
• Identification and Development of Complex Broking Options for Client
• Presentation of Broking Options to Client with Complex Needs
• Implementation of Complex Loan Structures
• Applying Principles of Professional Practice to Work in Financial Services Industry
• Complying with Financial Services Legislation and Industry Codes of Practice
• Development and maintenance of In-depth Knowledge of Products and Services used by an Organization or Sector
• Settlement of Applications and Loan Arrangements in Finance and Mortgage Broking Industry and
• Contribution to OHS Hazard Identification and Risk Assessment, Processing Applications for Credit

These are the subjects in Finance and Mortgage Broking Management course. There is lot of practicality involved in these subjects and they have to be studied with professional outlook and help. In order to fully understand the subject, one has to delve into the practicalities involved in the subject.

At HelpWithAssignment.com , we offer online tutoring services for Finance and Mortgage Broking Management which are of high quality. Our tutors are highly qualified finance professionals who’ve earned their masters and doctorates from Ivy League Universities and top notch Business Schools and they have years of experience in their relative fields. And yes, some of our tutors are also qualified Mortgage Brokers with finance background and hence are perfectly suited for teaching Mortgage Broking Management subjects.

At HelpWithAssignment.com , our motto is to offer online tutoring services and homework help services which are of the highest quality and yet keep the price of our services at bare minimum so that we are available to students from all walks of life. Whether you are a professional who is studying for better job opportunities, or whether you are a student who is working while studying, you can count on us for your academic needs. Our services are available 24/7. With a fully working team, we leave no stone unturned to provide our students with the best possible support and services.

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FNS50315: Diploma of Finance and Mortgage Broking Management - Report Writing Finance Assignment Help

Assignment Task:

Instructions to complete this assessment 

In order to complete this assessment, you are required to complete the following sections consecutively. Details and specific instructions are provided within each section and on the form/templates provided. 

Supporting documents 

To find the relevant supporting documents, please refer to the Assessment Resources folder, located within the FNSCUS501 Develop and nurture relationships with clients, other professionals and third party referrers section of your course or click on the link above. Requirements 

Step 1: Download and review the document, “Professional Relationship Case Studies” located in the Assessment Resources folder. 

Step 2: Respond to the questions 2.1-2.4, referring to the Professional Relationship Case Studies document when developing your responses: 

2.1 Read Case Study

1. What could a Mortgage Broker learn from this case study about liaising, developing, and securing longstanding and effective relationships? 

2.2 Read case study

2. Assume the purchaser has been referred to a commercial property conveyancer by the mortgage broker. How could the mortgage broker apply high level communication, negotiation, interpersonal and relationship management skills to avoid the situation described in the case? 

2.3 With regard to Case Study 2, what goals, policies, or procedures of the mortgage broker’s organisation might need to be addressed? 

2.4 Read case study

2. How should the mortgage broker have adapted to any special cultural needs of his client?

This FNS50315: Finance Assignment has been solved by our Finance Experts at UniLearnO . Our Assignment Writing Experts are efficient to provide a fresh solution to this question. We are serving more than 10000+ Students in Australia, UK & US by helping them to score HD in their academics. Our Experts are well trained to follow all marking rubrics & referencing style.

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Private Jet Charter Tel Aviv to Moscow

Monarch Air Groups provides on-demand private air charters from Tel Aviv to Moscow .

Moscow is one of Europe’s most popular cultural destinations. The scenic Moskva River runs through the heart of this capital city that is home to more than 12.5 million people. Leisure travelers visit Moscow to explore the city’s many cultural attractions, including the Kremlin grounds and Cathedral Square, Red Square, Gorky Park and one of Russia’s most iconic cultural symbols, St. Basil’s Cathedral. As one of the world’s leading business hubs, Moscow is a destination for many business executives who utilize private jets for efficiency.

Charter a private jet Tel Aviv to/from Moscow

Currently, Monarch Air Group does not operate any private flight services to or from Moscow.

Private Jet Charter from Tel Aviv to Moscow: Explore Russia’s Iconic Art, Architecture and Cultural Sites

The Top 15 Attractions in Moscow:

• Arbat Street
• Bolshoi Theatre
• Izmailovsky Market
• Lenin’s Mausoleum
• Moscow State Integrated Museum-Reserve
• Museum of Cosmonautics
• Pushkin State Museum of Fine Arts
• St. Basil’s Cathedral
• State Historical Museum
• The Moscow Planetarium
• Tretyakov Gallery

What Airport Should I Use for My Private Charter to Moscow?

When booking your private air charter service from Tel Aviv to Moscow, three airports serve the area.

Moscow Domodedovo Airport (UUDD) , formally known as Domodedovo Mikhail Lomonosov International Airport, is an international airport 42 kilometers (26 miles) from Moscow.

Sheremetyevo Alexander S. Pushkin International Airport (UUEE)  is located 31 kilometers (19 miles) from Moscow.

Vnukovo International Airport (UUWW) , formally Vnukovo Andrei Tupolev International Airport, is a dual-runway international airport located in Vnukovo District, 28 kilometers (17 miles) southwest of Moscow.

Airport Distances and Flight Times

Private Jet from Tel Aviv (LLBG) to Moscow

Private Jet from Tel Aviv (LLER) to Moscow

Private Jet from Tel Aviv (LLHA) to Moscow

Distances and flight times shown in the charts above should be considered as estimates only. One (1) nautical mile is equal to 1.1508 statute miles.

From Tel Aviv to Moscow, flights typically operate using heavy, super midsize or midsize aircraft:

Heavy jet options for private charters from Tel Aviv to Moscow include the Bombardier Global 6000, Falcon 900 LX and the Gulfstream G650.

At a cruise speed of 564 miles per hour, the Bombardier Global 6000 can fly at altitudes higher than most commercial airliners, with a ceiling of 51,000 feet. The placement of windows on the fuselage maximizes natural light in the cabin, greatly enhancing the interior design aesthetics.

The versatile Falcon 900LX’s spacious cabin provides three separate areas for work and relaxation. The jet can accommodate up to 19 passengers in a compact configuration or up to 8 passengers in a comfortable setting.

Gulfstream’s G650 is one of the fastest jets in Gulfstream’s fleet with a top speed at 92% of the speed of sound. With a range of more than 7,000 miles, the cabin is typically configured to carry up to 19 passengers and has sleeping accommodations for up to 10. The G650 provides passengers with a smooth flight.

Heavy jets typically include a full galley, catering and flight attendant service.

Super Midsize jets  including the Hawker 1000, Gulfstream G280 and the Bombardier Challenger 350 provide a relaxing private flight experience. A spacious cabin design allows passengers to move about, relax or work comfortably during the flight and a flat floor design maximizes legroom.

The Hawker 1000 is selected for its spacious cabin and extended range capabilities. The jet features a range of more than 3,000 nautical miles, allowing for nonstop flights.

The Gulfstream G280 features include a range of 3,600 nautical miles and a cabin pressurized to a lower, more easily breathable altitude. Another popular feature of this jet is the amount of natural light that flows through the cabin from Gulfstream’s signature large oval windows.

The design of the Bombardier Challenger 350 is configured for performance and passenger comfort with a range of 3,200 miles, a wide cabin, flat floor and convenient baggage cargo areas. The aircraft’s sound suppressing design ensures a quiet cabin for maximum productivity in flight.

Super midsize jets typically include a full galley, catering and flight attendant service.

Midsize jet options  include the Cessna Citation XLS+, the Learjet 60XR and the Gulfstream G150.

A member of the high-performing class of midsize jets, the Citation XLS+ can climb to cruise altitude in just under 15 minutes after taking off in just 3,560 feet, one of the shortest takeoff distances of any midsize jet. This takeoff rate represents an advantage for private jet charterers because the Citation XLS+ can operate out of smaller airports closer to the charterer’s arrival and destination points.

The Learjet 60XR offers a perfect combination of performance and comfort. Cabin seating features include dual drop-down armrests, 360° swivel capability for efficient conversations during flight and full recline capability to maximize relaxation.

The Gulfstream G150 is one of the fastest midsize jets available with a maximum speed of 547 mph. Cabin configurations include a club seating layout with two forward-facing seats in the rear of the cabin.

All midsize jets typically seat up to 9 passengers and include digital entertainment, a galley and Wi-Fi for in-flight entertainment.

In conclusion, Moscow is one of the most popular European destinations for private jet charters. A leading global business hub, many business executives traveling to Moscow’s business centers utilize private jets for their efficiency. After spending time in Moscow, leisure travelers come away from their trip with a deep sense of fulfillment from spending time together immersed in the cultural richness of Russia’s past, present and future and the lasting warmth of the people of Moscow who call this capital city home.

A professional charter coordinator will ensure your privately chartered flight to Moscow is flawless, from a spacious cabin with zones configured with ultra-comfortable seating, first-class dining with flight attendant service, digital entertainment options with an intuitive cabin management system and plenty of baggage space that can be conveniently accessed during flight.

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Wikidata : Country subdivision task force/Russia/Moscow

Russia   · Adygea   · Bashkortostan   · Buryatia   · Altai Republic   · Dagestan   · Ingushetia   · Kabardino-Balkaria   · Kalmykia   · Karachay-Cherkessia   · Karelia   · Komi   · Mari-El   · Mordovia   · Sakha   · North Ossetia   · Tatarstan   · Tuva   · Udmurtia   · Khakassia   · Chechnya   · Chuvashia   · Altai Krai   · Krasnodar Krai   · Krasnoyarsk Krai   · Primorsky Krai   · Stavropol Krai   · Khabarovsk Krai   · Amur Oblast   · Arkhangelsk Oblast   · Astrakhan Oblast   · Belgorod Oblast   · Bryansk Oblast   · Vladimir Oblast   · Volgograd Oblast   · Vologda Oblast   · Voronezh Oblast   · Ivanovo Oblast   · Irkutsk Oblast   · Kaliningrad Oblast   · Kaluga Oblast   · Kamchatka Krai   · Kemerovo Oblast   · Kirov Oblast   · Kostroma Oblast   · Kurgan Oblast   · Kursk Oblast   · Leningrad Oblast   · Lipetsk Oblast   · Magadan Oblast   · Moscow Oblast   · Murmansk Oblast   · Nizhny Novgorod Oblast   · Novgorod Oblast   · Novosibirsk Oblast   · Omsk Oblast   · Orenburg Oblast   · Oryol Oblast   · Penza Oblast   · Perm Krai   · Pskov Oblast   · Rostov Oblast   · Ryazan Oblast   · Samara Oblast   · Saratov Oblast   · Sakhalin Oblast   · Sverdlovsk Oblast   · Smolensk Oblast   · Tambov Oblast   · Tver Oblast   · Tomsk Oblast   · Tula Oblast   · Tyumen Oblast   · Ulyanovsk Oblast   · Chelyabinsk Oblast   · Zabaykalsky Krai   · Yaroslavl Oblast   · Moscow   · Saint Petersburg   · Jewish Autonomous Oblast   · Nenets Autonomous Okrug   · Khanty-Mansi Autonomous Okrug   · Yamalo-Nenets Autonomous Okrug   · Chukotka Autonomous Okrug

• 125 districts (or raions ) of Moscow
• 21 settlements of Moscow
• 125 municipal okrugs of Moscow
• 2 urban okrugs of Moscow
• 19 settlements of Moscow
• 1 Central Administrative Okrug
• 2 Northern Administrative Okrug
• 3 North-Eastern Administrative Okrug
• 4 Eastern Administrative Okrug
• 5 South-Eastern Administrative Okrug
• 6 Southern Administrative Okrug
• 7 South-Western Administrative Okrug
• 8 Western Administrative Okrug
• 9 North-Western Administrative Okrug
• 10 Zelenogradsky Administrative Okrug
• 11 Novomoskovsky Administrative Okrug
• 12 Troitsky Administrative Okrug

Central Administrative Okrug

• Arbat District
• Basmanny District
• Khamovniki District
• Krasnoselsky District
• Meshchansky District
• Presnensky District
• Tagansky District
• Tverskoy District
• Yakimanka District
• Zamoskvorechye District

Northern Administrative Okrug

• Aeroport District
• Begovoy District
• Beskudnikovsky District
• Dmitrovsky District
• Golovinsky District
• Khoroshyovsky District
• Khovrino District
• Koptevo District
• Levoberezhny District
• Molzhaninovsky District
• Savyolovsky District
• Sokol District
• Timiryazevsky District
• Vostochnoye Degunino District
• Voykovsky District
• Zapadnoye Degunino District

North-Eastern Administrative Okrug

• Alexeyevsky District
• Altufyevsky District
• Babushkinsky District
• Bibirevo District
• Butyrsky District
• Lianozovo District
• Losinoostrovsky District
• Marfino District
• Maryina roshcha District
• Ostankinsky District
• Otradnoye District
• Rostokino District
• Severnoye Medvedkovo District
• Severny District
• Sviblovo District
• Yaroslavsky District
• Yuzhnoye Medvedkovo District

Eastern Administrative Okrug

• Bogorodskoye District
• Golyanovo District
• Ivanovskoye District
• Izmaylovo District
• Kosino-Ukhtomsky District
• Metrogorodok District
• Novogireyevo District
• Novokosino District
• Perovo District
• Preobrazhenskoye District
• Severnoye Izmaylovo District
• Sokolinaya gora District
• Sokolniki District
• Veshnyaki District
• Vostochnoye Izmaylovo District
• Vostochny District

South-Eastern Administrative Okrug

• Kapotnya District
• Kuzminki District
• Lefortovo District
• Lyublino District
• Maryino District
• Nekrasovka District
• Nizhegorodsky District
• Pechatniki District
• Ryazansky District
• Tekstilshchiki District
• Vykhino-Zhulebino District
• Yuzhnoportovy District

Southern Administrative Okrug

• Biryulyovo Vostochnoye District
• Biryulyovo Zapadnoye District
• Brateyevo District
• Chertanovo Severnoye District
• Chertanovo Tsentralnoye District
• Chertanovo Yuzhnoye District
• Danilovsky District
• Donskoy District
• Moskvorechye-Saburovo District
• Nagatino-Sadovniki District
• Nagatinsky Zaton District
• Nagorny District
• Orekhovo-Borisovo Severnoye District
• Orekhovo-Borisovo Yuzhnoye District
• Tsaritsyno District
• Zyablikovo District

South-Western Administrative Okrug

• Akademichesky District
• Cheryomushki District
• Gagarinsky District
• Konkovo District
• Kotlovka District
• Lomonosovsky District
• Obruchevsky District
• Severnoye Butovo District
• Tyoply Stan District
• Yasenevo District
• Yuzhnoye Butovo District
• Zyuzino District

Western Administrative Okrug

• Dorogomilovo District
• Filyovsky park District
• Fili-Davydkovo District
• Krylatskoye District
• Kuntsevo District
• Mozhaysky District
• Novo-Peredelkino District
• Ochakovo-Matveyevskoye District
• Prospekt Vernadskogo District
• Ramenki District
• Solntsevo District
• Troparyovo-Nikulino District
• Vnukovo District

North-Western Administrative Okrug

• Khoroshyovo-Mnyovniki District
• Kurkino District
• Mitino District
• Pokrovskoye-Streshevo District
• Severnoye Tushino District
• Shchukino District
• Strogino District
• Yuzhnoye Tushino District

Zelenogradsky Administrative Okrug

• Matushkino District
• Savyolki District
• Staroye Kryukovo District
• Silino District
• Kryukovo District

Novomoskovsky Administrative Okrug

• Vnukovskoye Settlement
• Voskresenskoye Settlement
• Desyonovskoye Settlement
• Kokoshkino Settlement
• Marushkinskoye Settlement
• Moskovsky Settlement
• Mosrentgen Settlement
• Ryazanovskoye Settlement
• Sosenskoye Settlement
• Filimonkovskoye Settlement
• Shcherbinka Settlement

Troitsky Administrative Okrug

• Voronovskoye Settlement
• Kiyevsky Settlement
• Klenovskoye Settlement
• Krasnopakhorskoye Settlement
• Mikhaylovo-Yartsevskoye Settlement
• Novofyodorovskoye Settlement
• Pervomayskoye Settlement
• Rogovskoye Settlement
• Troitsky Settlement
• Shchapovskoye Settlement

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